So its all great that you graduated your university studies, but what do you do after you graduate? Planning what you will be doing after college is essential and it’ll make it much easier to pay off any debt that you may off. If you don’t plan ahead that’s how you’ll end up in a lot of trouble and lot of debt. My biggest advice for you is to not accumulate too much debt and students loans while you are still attending. Make sure that you think of a plan to repay all of this. I had to settle for a sucky low end job since I couldn’t find a good one and I needed to pay off my debts ASAP. Lucky for me however, I was a teacher so I found that there were some grants to pay off student loans that can help me out. The average time that it takes a student to finally land that job that they wanted is around six months. Fresh out of college graduate will find themselves battling it out against each other for these low paying entry level jobs. Taking care of your debt problems while you are still in college is also another plan, but it requires a lot of discipline and lot of time and effort. To my knowledge, the only real way to do this is to get a full time job while you are still in college. Your grades will suffer tremendously if you take a full time job while you are still in college. Another tip I have for you guys is to consolidate any kind of debt that you may have while you are still in college. Be sure to keep track of any of the loans or grants that you might have.